III Sec. Enter the amount you want to repay and press Next. GCredit. You will also be charged a 3% processing fee which will be deducted to disbursement. ill help you unlock more features tulad ng GCredit to pay later, GGives to pay lighter, at GLoan to get up to P125K instant cash. . Can You Go To Jail For Not Paying Home Credit Philippines? The short answer to this question is No. Non-payment of dues will lead to the suspension of your credit line which means that you won’t be able to use GCredit as a payment option. Not sure nowadays but before you can get a free phone base sa postpaid plan tier na kukunin mo. On the next page, you will need to input your 6-digit PIN and click Next to see the success page. GScore measures a users creditworthiness based on app usage. Remember: G. GGives is available to users with a high GScore on the GCash app. ”File a report sa PNP. Under your Profile, click GScore on the drop-down menu. You can locate your GScore in GCash App by tapping into your profile and going to the GScore menu options; you will see a screen showing your GScore. However, it always tells me to keep using the GCash app and so I did. You can view the GLoan Terms and Conditions here. Minors are 7-17 years old in age. . To recap, GLoan is a personal cash loan straight from the GCash app. Careless-Pangolin-65 • 2 mo. 99%, depending on your GScore and loan term. Pwede kang Umutang ng pera hanggang P25,000. If you get a high enough credit score, you will be eligible to take a loan from GCash. Get that extra puhunan you need with GLoan! You can get up to P125K pang-expand! Use GCash for your transactions to increase your GScore and apply for a GLoan!GLoan. Looking for other ways to borrow? GLoan. Disclaimer: This video is not sponsored by GCash. GCredit not increasing!!! My gscore is already 629 and my Gcredit is still not increasing, I use my gcash almost everyday, I also use Gsave, I use gcash to pay bills, buy load. STEP 3. g. Now when I used these two. Just use GCash to pay bills, save, and invest to maintain or increase your GScore! CIMB Bank Philippines, Inc. Kirasukie Forum Expert. The score is based on how users transact with GCash, whether by sending money, buying load or making payments, among others. GLoan is GCash’s fast and easy cash loan solution where you can loan up to PHP 125,000 instantly. Just an additional tip, the interest rate billed on. #howtounlockgcredit #howtoincreasegscore #gcash #gcredit #unlock #tutorial #how #trending #paano #vlog #viralvideo #viralshort #viral #earning #stepbystepOthers. Join. Hello! Nagloan ako from GLoan a few months ago for P5k, I paid in advance and in full na ngayon kasi need ko sana mag-loan ulit. On the dashboard, click Profile. . Score: 4. The main requirement is having a high enough GScore, and a good credit history similar to GCredit. Maliit na yan if we compare to street level lending. 931 views. They only say that you need to keep using the app to increase your credit score. If you’re qualified, follow the steps to apply and activate your GCredit. To be eligible for GLoan, GGives, and GCredit, users must have a fully verified GCash profile and must maintain a qualified GScore, which is the app’s trust rating reflecting their GCash activity. A Fully Verified GCash user. Enter the one-time password received from the SMS. A Filipino citizen A Fully Verified GCash user Maintain a good credit record and did not commit any fraudulent transactions How many Gscores to unlock a Gcash. Launch the GCash app and log in to your account. But it allows you get the advance on-line gcash in their particular GGives component. Select Payoneer from the list. Our system regularly updates your GScore weekly based on your recent activities, which can be seen in the GCash app. As far as I know, nagbe based lang cya dun sa in-app credit score kaya cya ganun. | Apple Inc. If you have bad or fair credit you may not qualify for the lowest rates. Habol ko talaga from before yung Gcredit just for my bills (not planning to use it for other purposes like Shopee sales or what haha) . Pataasin ang GScore upang ma-avail. original sound - GCash. As someone with a GScore a few points away from 800, di ko pa rin alam kung anong computation ginagawa nila. 5. GLoan Interest & Fees. GCash’s GLoan feature, on the other hand, is a financial service that allows eligible users to borrow funds for various purposes that will help broaden their lifestyle options. GCash has settled P2. A high GScore will help you unlock more features tulad ng GCredit to pay later, GGives to pay. GCredit provides a base of P10,000 credit line and is only available for fully verified users with high GScores. GLoan, which was launched from Oct 2017, allows a totally validated GCash user to borrow as much as P25,000 with regard to five, 9 or even year with low interest rate costs. The interest rate range you will pay will be between 1. 99% per month, depending on your eligibility and chosen installment duration. ‘Pag mas mataas ang GScore mo, you can unlock more payment options like GCredit to pay later, GGives to pay lighter, and even get instant cash through GLoan! If you have a higher GScore, you’ll look like a financial superstar in the eyes of GCash. The amortization schedule, complete with all the details and your loan account number, can be viewed within the app. You can increase your Gscore by using the various features in Gcash and making regular transactions within the app. Garrix Romanggar 360 subscribers Subscribe 4. GLoan is GCash’s fast and easy cash loan solution where you can loan up to PHP 125,000 instantly. e. You can complete the activation process in just a few minutes. How to become eligible for a GLoan. Just use GCash to pay bills, save, and invest to maintain or increase your GScore! #BorrowWithGCash #SagotKaNamin Keri lang magpa-budol with GLoan! You can instantly get up to P125K pang-home renovations! Use GCash for your transactions to increase your GScore and apply for a GLoan! Ineligible GScore. ” GLoan is under “Financial Services”, between “GInvest” and “GGives. Your GScore rating will display on the screen. See Also: GLO 500 for 2GB Code – Get 2gb, 3gb, 1gb for 500 Naira. . If you are eligible, follow these steps to activate your GGives. PAANO Umutang Gamit ang GCash 🤑 GLoan Review 🔥 Legit Online Loan App Philippines 2022. GCash’s GLoan feature, on the other hand, is a financial service that allows eligible users to borrow funds for various purposes that will help broaden their lifestyle options. Ilang Gscore ang kailangan para ma unlock🔓 ang GLoan sa ating Gcash?Sa mga interasado malaman please watch this video 📷🫰#sarisaristoreowner #buhaysinglem. GLoan Rate and Fees; Description: Rate / Fee: One-time processing fee in addition to the loan amount: 3% of the loan: Late payment ₱100 + 0. The interest rate ranges from 0% to 4. Higher outgoing limits – withdrawals will have no limitations per month, and you can withdraw up to Php 10,000 per day. Unlock GLoan, GGives, and GCredit and score many benefits! With GSco. If you’re eligible, here are the steps to follow to apply for GGives: Step 1. ConversationYour credit limit will be increased in proportion to your GScore. Interest rates for GLoan will depend on your GScore and it can go from 1. 57% per month, depending on your eligibility and chosen installment durationGCredit is a revolving credit line based on your GScore. Yeah mataas sila. . For any changes, tap the User Profile and modify the details you wish to change. Go to “Show More” on the GCash Dashboard. If it doesn’t appear on the main screen, click “View All GCASH Services. Just imagine makakautang ka sa ganyan na amount without submitting income documents I mean literal na tambay or walang trabaho can avail GLoan and GGives thus having a high interest. It is an interplay between wallet balance, spending and where you spend. To recap, GLoan is a personal cash loan straight from the GCash app. Getting a higher GScore will help unlock more GCash services for you: GGives, GCredit and GLoan! Watch for tips on how you can raise your GScore. so pabago bago sya kahit na un gscore ko 750 lng palagi. E-wallet platform GCash loaned out more than P2. com ️ Chat with Gigi ️ Type your question". 2. A new GCash software package can then takes place GScore to research the creditworthiness to see regardless of whether an individual qualify for capital. This allows qualified users to pay for items up to PHP 30,000 under 24 installments or ‘gives’ twice-monthly within 12 months. If you want to avail of a GLoan, you should be the GCash user and also have a GScore. . In short the more you use your Gcash account the higher Gscore you can get and the higher Gcredit you can have. A good Gscore will unlock the GCredit feature of the GCash app. GLoan Sakto is GCash's fast and easy cash loan solution where you can loan PHP 100 - PHP 500 instantly. Note that the interest rate also depends on your GLoan duration – shorter the duration, the lesser the interest rate. A member who wants to make application for a GLoan needs a good exposed GCash description. 2 more to go once I've cleared those bills! 💳. . bpi buyload cashin cashout cimb codashop crypto debitcard delivery dragonpay gamecredits gaming gcredit ggives ginvest glife gloan googleplay gsave gscore gstocks instapay invest investment lazada mastercard onlinepayment paybills. The best way to have a top GScore should be to create well-timed GCash statements. " Yung GScore ko ay 648 naman. 59% to 6. Sabi nila un daw ang maximum score I am not sure tho kasi ang Gcredit ko is 10k, then Ggives is 30k pero haven't unlock Gloan yet. I even tried using gcredit and gloan to increase my credit score and I even paid before due date and eventually paid off the the remaining balance in advance. Jun 21, 2023 #12 Wag ka mangutang boss. This video is like two in one. Pre-approved loans based on GScore; Depending on your GScore and GCash profile, you can avail of a minimum spend requirement of ₱1,000 and a maximum spend of ₱125,000. Withdrawal Limit/Cash-Out Limit. Just keep using GCash to Pay Online, Pay Bills, Send Money & more para. Tap "Borrow" on the main page and select "GLoan". Once approved, the money will go straight to your GCash wallet. The thing is I’ve watched out for my GScore to go up and been trying to click the apply for GCredit from time to time. Just keep using GCash to Pay Online, Pay Bills, Send Money & more para tumaas ang. “@JohnRamio Hi @JohnRamio. The GScore is a 3-digit number that represents a user’s relationship with GCash. Borrow Up to ₱125,000Anu bang required GScore para ma avail yun GLoan. We encourage you to keep using GCash services such as cash-in, pay bills, transfer money, GSave, GInvest, GInsure, and GLife to increase your GScore and unlock GLoan!#gscore #gcash #gloan #gcredit #ggives For more updates,follow me here:Tiktok: up your GScore to gain access to GCredit. Same with GCredit and GLoan kaya mataas yung interest rates. 59%; Loan tenure: Up to 24 months; Minimum monthly income: None;Continue increasing your GScore to make it next time. GInvest, GInsure, and GLife to increase your GScore and unlock GLoan Sakto! Your eligibility for GLoan Sakto may change. The overall loanable amount and payment terms will vary depending on the person’s. The amount borrowed is payable up to 24 months. 57% per month. “Nakabayad ka na ng bills, tumaas pa ang GScore mo! A high GScore will unlock more features tulad ng GCredit to pay later, GGives to pay lighter, at GLoan to get up to P125K instant cash. 59 to 6. Mobile e-wallet GCash is expanding its lending business into GLoan and GGives, disbursing over P40 billion loans as of mid-2022, to provide more options for Filipinos to manage their finances. GCash Jr is a version of the GCash app catered to minors. Always use GCredit in your. You can keep using GGives for your payments and maintain multiple active loans as long as you are eligible. Once you get to Level 3, the store is unlocked and you can now buy Wild Cores (WCs). My Gcredit limit is still on 2k. One of the biggest complaints GCash has gotten over time was the manual input of the MPIN. r/PHCreditCards. #gcash#gscore#almonterotutorialKita ko kasi sa GScore ko na up to 125k na yung possible ma loan. The loanable amount varies according to the user's eligibility. 57% interest rates, respectively. Your GCash profile needs to be fully verified via the GCash app using any of the following IDs: You have a good credit record and did not commit any fraudulent transactions. GLoan. Getting the maximum Gscore of 750 will unlock the maximum credit limit of PHP30,000. The more features you use, the higher the GScore. share microsoft to do list outside organization; best dictionary for 9 year old. By scanning the GCash QR code when paying at your favorite. Loans are payable in five. . 7 Proven Tips to Increase Your GScore. . The score is based on how users transact with GCash, whether by sending money, buying load or making payments, among others. Once in the loan. You can also check the GLoan dashboard by going to the GCash app, tap Borrow > GLoan to check your eligibility. Regularly use GCredit to Pay QR and Pay your Bills! Start or continue to use GSave! Start or continue to use Invest Money! Transact weekly using GCash. . GLoan is the newest loan offering in GCash. Settle GLoan dues via the GLoan management page: Log into your GCash Account. The first step to become eligible for GCredit is to be a fully verified customer of GCash! You would have to provide some necessary documents in order to be verfied by GCash, but there is no income document required to be eligible for GCredit. Review your loan terms, Once confirmed, press “CONTINUE”. Get cash now and pay later with GLoan! Unlock this feature by boosting your GScore. GCredit is a line of credit provided by GCash, and it is tied to your current GScore. How To Repay GLoan. Title: FACTS ABOUT GCASH GSCORE HOW TO INCREASE FASTER | PAANO MAPATAAS ANG GSCORE | BabyDrewTVPlease Like, share and SUBSCRIBE BabyDrewTVOpen your Gcash ac. . GScore is the primary basis to qualify for GLoan, GGives, GCredit and enjoy benefits such as lowest interest rates and highest credit line or loan. It really works great and have so many cool services, so you were able to solve any of your issues: loans, insurance, deposits, savings, investments, etc. GScore is utilized from GCash to discover the applicant’s qualifications for a GLoan. HOW MUCH GSCORE FOR GLOANAS Advance Standing ATT Attended-non-granted AUD . Misconception 2: GCash is solely owned by Globe. Scroll down and select. STEP 4. View your loan limit, interest rate and processing fees. 1000 points ts para ma unlock mo gloan . 📌 GLoan . Qualified users may activate GGives in just a few easy steps. i paid my last gloan balance. Subs. Click on “Start Transfer”. Yo. GCash also has a refer a friend program where you can earn ₱50 for every friend referred. Anyways I got approved afterward so I guess it is easier to get a credit line with this. Always pay your GCredit dues on or before your due date. If you secure a high GScore, you can enjoy various perks of the mobile app. Nakabayad ka na ng bills, tumaas pa ang GScore mo! A high GScore w. The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. Here are the steps: Go to the sidebar and choose “My Linked Accounts”. You will be notified via SMS when you can increase you Gcredit limit since you need to open the app to increase it. Please watch the video to find out the. Pataasin ang GScore upang ma-avail niyo ang GCredit ni Gcash up to 30,000. 5G + GoBOOST comes at ₱999 for 30 days at 50GB or 100GB for Php1,999. re, you can get qualified to borrow the funds you need. You can use your loan to pay bills, shop with over 200,000 GCash partner merchants, and cash out your loan to your chosen bank account or. You will also receive an SMS and Email indicating that your GGives is now activated. LEARN MORE. MoneyCat PH: MoneyCat is a multinational finance company, now available in the Philippines. GSave users may open a savings account with any of our GSave Marketplace bank partners; namely CIMB, BPI, Maybank, and UNO Digital Bank. Qualified GCash users can get loans amounting from Php 5,000 to Php 25,000 via GLoan. How to INCREASE YOUR GSCORE FAST 2022 👆 para maka-AVAIL na sa mga GCash Loan Apps 🤑Aside of paying our bills on time sa GCash, makatutulong din to increase. Also, your GScore is the primary basis for you to be qualified to use GCredit, GLoan, and or GGives. 99% per month. . To be eligible for GLoan, users must have a fully verified GCash profile and must maintain a qualified GScore, which is the app’s trust rating reflecting their GCash activity. Select your loan TENOR and AMOUNT. Click on Send Money to Other Banks. However, in order to rebuild your credit you may have to pay higher interest rates and make on-time payments. Misconception 6: Money from blacklisted. GCredit is one of the benefits you can unlock when you keep your GScore on top. Input the proper information including the MP2 account number, then you’ll be redirected to a Paymaya landing page. Now, the interesting thing is that I was able to get a loan with a credit score of 580+ before, and now my score has improved to 618. However, it always tells me to keep using the GCash app and so I did. Loan amount – Php. GCash’s GLoan feature, on the other hand, is a financial service that allows eligible users to borrow funds for various purposes that will help broaden their lifestyle options. Eligible users can avail up to ₱30,000 credit line with a 5% pro-rated interest. , Huawei, App Store, Google Play,. #gscore #gcash #gloan #gcredit #ggives For more updates,follow me here:Tiktok:. Look for GLoans under “Financial Services”. This in turn you can use in any GCash service, including withdrawal or cash out, bank transfer, or sending money to another person among others. You will be notified via SMS when you can increase you Gcredit limit since you need to open the app to increase it. Tip: For a smoother experience, place all the items you’d like to purchase from your favorite. All loan applications are subject to the approval of the platform. As someone with a GScore a few points away from 800, di ko pa rin alam kung anong computation ginagawa nila. You first need to link your GCash account to Google Play or to Apple App Store. a few thousand from income loans because introducing their GLoan and pesoagad initiate GGives real estate agents, a big change your reflects a new creating demand for affordable and initiate good capital costs considered one of Filipinos. Your GCredit limit may increase or decrease based on how much you’re spending using GCredit and if you pay on time/in advance. Keri lang magpa-budol with GLoan! You can instantly get up to P125K pang-home renovations! Use GCash for your transactions to increase your GScore and. Legit Loan App – GLoan Review – Legit Online Loan App Philippines 2022. • 5 mo. “With GGives and GLoan, Filipinos now have access to safe and efficient credit services that offer fair and transparent interest rates to help them cope with these challenging times,” said GCash President and CEO Martha. Gloan is oks naman, tried it. Do you use GCash a lot? As long as you have a fully verified GCash account and you meet the GScore requirement, you can qualify for the GLoan. GLoan has a maximum loanable amount of up to P125,000. You can unlock exclusive features like GLoan, GCredit, and GGives. Get cash now and pay later with GLoan! Unlock this feature by boosting your GScore. Once you reach a certain threshold, you get to unlock GCredit—it is GCash’s loan service where you can borrow money (the maximum amount is Php 10k for starter accounts) and pay. I attempted to reloan, but I encountered this message (attached pic) saying that Gloan is only available for eligible accounts. GScore measures a users creditworthiness based on app usage. 7/5 ( 5 votes ) You should have a 640 or higher credit score in order to qualify for a $20,000 personal loan. You can unlock exclusive features like GLoan, GCredit, and GGives. just keep using the platform to increase your GScore until you can unlock the GLoan feature and avail the loan. . 15% of the outstanding balance: Interest Rate (rate assigned to you based on your GScore) 1. How many Gscore to unlock GCredit? There’s no definitive scoring guide released by GCash, but a Gscore of more than 600 points will activate GCredit with a credit limit of PHP10,000. Wait mo lng magiging available ulit yan, ganon nangyari sa ggives ko pagkatapos ko matapos un 30k ggives installment ko, binigyan ako ng 50k ggives tpos nun gagamitin ko na sana (45k un bibilhin ko) biglang pagtingin ko bumalik pala sa 30k, pero after 1 month naging 50k ulit. You’ll also need to provide proof of income and residency. Shop at your favorite brands with GGives. 5 billion in ten months since it launched GLoan, reflecting significant demand for the product. 59% – 6. g. dodge dakota heater core location; green mountain reservoir fishing report 2022Next, on the GCash Card page click on “Link my card” and input the OTP sent to you. Ako from 460 to 375, may prev loan ako na delay ako ng 1month then nag fully paid agad ako kahit. But based on our experience and observation with other users, we unlocked GCredit at around 600 credit score. On the left panel, click on “Pay Online” and “MP2 Savings”. 5. Flexible Payment Terms: Choose from payment plans that span three, six, or twelve months to match your financial situation. “ACTIVATE MY GGIVES. GGives is available to users with a high GScore on the GCash app. GScore is a credit score which was based on financial execute, ben getting evolution, and start GCash games. You are eligible to start using GLoan when you qualify for all of the requirements below: 21-65 years old. Also, you can gain higher transaction limits. a fully verified GCash account; a good GScore: you can increase your GScore by using more of these GCash features – cash in, pay via QR, transfer money, pay bills, and GSave. #tutorial #gcashtutorial #nocopyrightvideoOctober 21, 2023 by Patrick Ty GScore is a built-in credit score in GCash, and GCredit is a revolving credit line in GCash. . GLoan’s terms of payment are from nine to twelve months. 59% to 6. With competitive interest rates as low as 1. GCash did not publicly disclose the exact number of GScore points required to unlock a GCash loan. Yo. Think about the people that don’t have. GCredit is a revolving credit line of up to PHP 50,000, which allows you to instantly pay at over 100,000 stores and billers at a later date with no additional requirements. Review your personal information, then tap the Next button. First, GGives only allows one active loan at a time, similar to GLoan. Last yr, nag apply ako ng credit report sa TU and CIBI. . Just open your GCash app, tap “Show More” and look for the GLoan icon under Financial Services. Just keep using GCash to Pay Online, Pay Bills, Send Money & more. Always use GCredit in your transactions such as Pay Bills, Pay QR, GInsure, Shop Online, and GLife to increase your GCredit Limit. Utang po. Submit a ticket in the Help Center regarding your request to update your. Review the disbursement amount, monthly dues and your first due date. . Any missed due dates will incur a penalty fee of 1% of the total loan amount with a daily penalty of 0. I have Gcredit and GLoan. Click Next and confirm. Tags Apply GLoan, GCash Loan, GLoan, How Much GCash Loan, How Much GLoan. After having a decent amount of GScore, GCash will send you a notification via text or through the app that you can avail of another loan program, GGives. If you unlink it, it will decrease by the same amount though. A Filipino citizen. The loan circulation available commences with any GScore, as well as the vocabulary are based on a share through the GCash madaliloan app consideration. “With GGives and GLoan, Filipinos now have access to safe and efficient credit services that offer fair and transparent interest rates to help them cope with these challenging times,” said GCash President and CEO Martha. On the other hand, if you’re already qualified, click Unlock GCredit to proceed with the activation. Minsan bumababa kahit gumagastos ako. Pwede kang Umutang ng pera hanggang P25,000. Borrowers. · 3h ·. How do you unlock GLoan? Just open your GCash app, tap “Show More” and look for the GLoan icon under Financial Services. See why users choose GCredit GScore is a score that reflects how active you are in using GCash’s products and features. GScore is a score that reflects how active you are when using GCash and/or if you are paying your GCredit loans on time. Input the repayment amount and tap NEXT. One of the fast loan in 15 minutes Gcash releases. Remember, ang GScore ay based sa GCash transactions mo at hindi nagbabago overnight. From the dashboard, select Borrow. The Bill of Rights (Art. ” GLoan is under “Financial Services”, between “GInvest” and “GGives. Check All Available Fast Cash Loans Online Now. Get a loan of up to P25,000. . How many Gscore to unlock GCredit? There’s no definitive scoring guide released by GCash, but a Gscore of more than 600 points will activate GCredit with a credit limit of PHP10,000. But based on our experience and observation with other users, we unlocked GCredit at around 600 credit score. Maliban na lang kung emergency . Increasing or maintaining one’s GScore can be done by maintaining an active GCash wallet balance, regularly using different GCash services,. Your GCredit account has been permanently revoked due to any. GScore is a scoring system that allows GCash to provide you with tailor fit services. ”» Earn MORE 💲💲💲 Extra Income here: • GCASH FREE P50: • PAYMAYA FREE P100: • BINANCE FREE BTC: to apply GLOAN sa GCASH | Step by Step Tutorial | 2021#gcash#gloan#howtoapplyloanSome Gcash cant access to Gloan yet you need to continue using your gcas. You just have to keep on using the cash-in feature to increase your score. And then just this month, I was given naman GCredit. You must be a Filipino national. GLoan - This is a personal loan offered by Fuse Lending Inc. Tap Next. The GCash website indicates that the loan offering has a standard interest rate of 2. Launch the GCash app and log in to your account. . imo, GLoan > GCredit. Your GScore takes into account your GCredit payments, wallet balance, and bills payment history. Don’t fret. 7% nga lang interest ng gcredit pero if you have the capacity to pay naman, go lang 😊#borrowmoneyonline #howtoborrowmoneyonline #gcash #gloan #soniakidstv1064 Sa Video na ito share ko sa inyo Paano ba ako naging eligible sa gloan kahit mababa. GLoan has a maximum loanable amount of up to P125,000. You should also maintain a good credit score (GScore). GCredit is a revolving credit line of up to PHP 50,000, which allows you to instantly pay at over 100,000 stores and billers at a later date with no additional requirements. Once a user clicks RUN. don't know what happened, too. GCredit will tell you when you are qualified for a higher credit limit. Bumaba ng >30pts yung GScore ko kasi siguro around 100 pesos lang ang inuutang ko per month at ilang araw pa lang binabayaran ko na so napakaliit ng nakukuha nilang interest sakin. Instantly approved loans straight to your wallet with GLoan. Remember, ang GScore ay based sa GCash transactions mo at hindi nagbabago overnight. 49% per month, depending on your GScore and loan term (# of months to pay). Select your loan TENOR and AMOUNT. . Think about the people that. Settle your dues with over 1,600+ billers and boost your GScore! | Nakabayad ka na ng bills, tumaas pa ang GScore mo!You will probably need a GScore and initiate evidence of income.